Treatments

Any planned treatment that the Irish public system provides can be covered by the Cross Border Directive, not only the ones on this page. The pages below are examples, each with the wait at home, what the HSE pays back and how it works for that operation.

If yours is not here, it may still be eligible: see Not on the list? below, or ask us.

A couple in their sixties smiling, ready to travel with a small suitcase

Examples of treatments covered

Why Spain

  • The refund covers the price.

    Private hospitals in Spain can do many planned operations at a fixed price within what the HSE pays back.

  • A large, experienced private sector.

    Spain has 431 private hospitals, more than half of all its hospitals, and they carry out about four in ten of all operations in the country.

  • The same EU rules as at home.

    Doctors' qualifications are recognised across the EU under shared rules, your rights as a patient come from the same EU law, and your data is protected by the same EU data protection rules.

  • Close and familiar.

    There are direct flights from Ireland, and residents of Ireland made nearly 2.8 million visits to Spain in 2024.

Sources: Fundación IDIS, Observatorio del Sector Sanitario Privado 2025; Spain's National Statistics Institute (Instituto Nacional de Estadística), arrivals of international tourists by country of residence, 2024.

Not on the list? It may still be eligible.

The rule is simple: if the Irish public system provides a treatment, the Cross Border Directive can cover the same treatment abroad. If you are not sure whether your treatment is covered, ask us.

Covered

  • Any planned treatment the Irish public system provides

Not covered

  • Organ transplants
  • Long-term care

We arrange planned surgery only, not:

  • Emergency care
  • Cosmetic care
  • Dental care
Portrait of Kaare Beck-Fischer, Ablement

Talk to us first

Kaare Beck-Fischer, Chief Executive Officer

Not sure whether your treatment is eligible? Ask us. No commitment and no documents needed.

Schedule a free call

Free · no commitment · no documents · by video or phone, at a time you pick

Schedule a free call