Nose and sinus surgery abroad for public patients in the EU

Covered by your country's public health service under the Cross Border Directive.

A nose that is always blocked, or sinuses that stay inflamed, can disturb your breathing and your sleep month after month while you wait.

Your nose or sinus operation without the public wait: a fixed price in a private hospital in another EU country, paid back by your public health service. The hospital, the surgeon, the price and your stay are in writing before you decide.

Free · no commitment · no documents · by video or phone, at a time you pick

A woman in her fifties taking an easy deep breath before a walk

Your right under EU law since 2011

290,000claims paid back to patients across Europe in 2024

Your rights under the scheme

How long you wait for a nose or sinus operation depends on where you live: waiting times differ widely between EU countries, and between regions within a country. We look at your own wait with you.

Your own public health service's published waiting times; no single European figure is quoted here

Your nose or sinus operation in another EU country, step by step.

Eight steps from the first conversation to your refund. You commit at step 4, not before.

Before you commit

Stop at any time, at no cost

  1. Talk to us

    You

    Schedule a free call, by video or phone, at a time you pick. We check your country's rules with you and tell you how the route works for a nose or sinus operation.

  2. Fill in the Consent Form

    You · about 15 minutes

    Your details and documents, uploaded securely. You usually need a referral for a nose or sinus operation from your own doctor, or a letter showing you are on a public waiting list for it; we tell you what your country asks for.

  3. We determine your eligibility

    Ablement · within 1 to 2 working days

    You get a clear yes or no on whether you are eligible for a nose or sinus operation in another EU country, checked against your country's rules.

  4. We find a private hospital

    Ablement · within 5 working days of a complete file

    We ask the hospitals and send you one written proposal: the hospital, the surgeon, the price of your nose or sinus operation, the dates and your expected refund.

After you commit

We stay with you to the refund

  1. Your date is confirmed

    The hospital

    The hospital confirms your date in writing within 10 working days of your acceptance, and then you book your travel. Whether you stay a night in hospital depends on your operation and your surgeon; the hospital's written plan says how long you will be away.

  2. Your treatment abroad

    The hospital

    You meet your surgeon before the operation, by video before you travel or in person at the hospital, as your country's rules and the hospital allow. You have your operation and fly home when the surgeon says you are fit to fly. You pay the hospital directly and send us the documents for your claim.

  3. We claim your refund

    Ablement · within 5 working days of your return

    We send your signed claim to your public health service and follow it until you are paid. How long the decision takes depends on your country; we tell you before you decide.

  4. Your aftercare at home

    Your own doctor

    Your own doctor and the public system take over, as if you had the operation at home. These operations often need a check-up some weeks later; your own doctor can refer you for it in the public system.

One contact person, from the first conversation to the refund.

Easy to reach at every step. A family member can join every call.

Read the full steps

What a nose or sinus operation costs you

  1. Our service

    Nothing. The hospital that treats you pays us a referral fee.

  2. The hospital

    One fixed price for your nose or sinus operation, in writing before you commit. You pay the hospital directly, before your public health service pays you back.

  3. Your public health service

    Pays you back up to what a nose or sinus operation costs in the public system at home, under your country's own rules.

The detail for a nose or sinus operation

Your country's public health service pays back the cost up to what your nose or sinus operation costs in a public hospital at home, under your country's own rules; your proposal shows the expected refund. You receive the refund after the treatment, paid into your own account; travel, accommodation and a companion's costs stay with you. Whether your country asks for permission in advance, called prior authorisation, we check with you on the call. The price is set in writing before you accept, and when no hospital can offer one that the refund covers, we put the gap in writing and you choose whether to go ahead.

What is paid back, and when
Portrait of Kaare Beck-Fischer, Ablement

Find out in one free call if a nose or sinus operation in another EU country can work for you

Kaare Beck-Fischer, Chief Executive Officer

No commitment and no documents needed.

Schedule a free call

Free · no commitment · no documents · by video or phone, at a time you pick

Illustration of the skull from the front, with the nose and the sinuses around it

What a nose or sinus operation involves

Nose and sinus surgery treats a nose that stays blocked or sinuses that stay inflamed when sprays and medicines have not helped. The surgeon may straighten the wall between the nostrils (a septoplasty), shrink the swollen ridges of tissue inside the nose, or open the narrow channels that drain the sinuses, using a thin camera and fine instruments passed through the nostrils. There is no cut on the face and the shape of the nose does not change. It is usually done under a general anaesthetic.

The nose feels blocked and drips for a week or two while it heals, and the surgeon may fit soft splints for a few days. Breathing then opens up over the following weeks. The aim is a nose that breathes freely, better sleep and fewer sinus infections.

Questions about a nose or sinus operation

Short answers to what people ask us most. Open a question to read the answer.

All frequently asked questions

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Which operations does this cover?

Operations such as straightening the wall between the nostrils, sinus surgery, and surgery to reduce the swollen lining inside the nose. Surgery to change the look of the nose is not paid back: public health services pay only for treatment they provide for medical reasons.

What must my referral letter say?

It should name the operation your specialist recommends and the problem it treats. Because only treatment for a medical reason is paid back, a letter that makes the medical reason clear helps your claim. If your letter is unclear, we tell you what to ask your own doctor for.

What about the check-up afterwards?

Nose and sinus operations often need a check-up some weeks later. We ask the hospital how it handles this for patients who live abroad and put its answer in the written proposal. Your own doctor can also refer you for follow-up in the public system at home.

Will I lose my place on the waiting list at home?

No. The Cross Border Directive does not ask you to leave a waiting list to use it, and you stay on it until you have been treated. Once your operation is done abroad, you let your hospital at home know, so it can take you off the list. If you change your mind before then, nothing has changed at home.

Do I have to pay up front?

Yes. You pay the hospital directly, and your public health service pays you back afterwards; how long that takes depends on your country, and we tell you before you decide. Some people use savings or help from their family. We do not lend money or arrange loans, and no money of yours passes through us.

Is it safe, and what if something goes wrong?

You see the hospital and the surgeon's name in writing before you decide anything, and you have a consultation with the surgeon before the operation. Every hospital we work with must be registered with its country's health authorities, use surgeons who specialise in the operation, give its price and its terms on complications in writing, and give you an English-speaking contact person. The hospital that treats you is responsible for your care, and it must have a complaints procedure. We help you deal with the hospital, and at home your own doctor takes over as after any operation.

Why is your help free? What's the catch?

There is no catch. The hospital that treats you pays us a referral fee; you never pay us anything, and the hospital's price is fixed in writing before you accept. You can stop at any time before you sign with the hospital.

Will my health service really pay me back?

The Cross Border Directive is EU law, and 290,000 claims were paid back across Europe in 2024 alone. The refund is yours when your country's rules are met: usually a referral, any permission your country asks for in advance, the itemised invoice and your receipt. We check your country's rules with you before you pay anything, and we prepare the claim with you.

Can a family member come with me, or join the calls?

Yes. A family member can join every call and meeting, be named on your Consent Form and travel with you. Their travel and hotel are your own cost.

Find out if this route can work for you

One free call, by video or phone. No commitment and no documents.

Kaare Beck-Fischer

by video or phone, at a time you pick

Schedule a free call

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